Why to create fund
Fund should be created to achieve specific objective which you would like to achieve or implement in future .For achieving that objective ,goal or purpose you need financial resources to achieve that goal.Fund provide needed financial resources for achieving various goals and objective.Fund planning is more or less planning for future .
how to start fund planning
You can start fund planning by deciding your goal or purpose you would like to achieve in future .Second thing you should do how much financial resources you would like to allocate for that purpose or goal .Start Allocating fixed amount every month or day for that goal or purpose. After few month or years you would have financial resources to achieve that goal or purpose.